A free expense splitter with no sign-up
Split group expenses without the spreadsheet
Enter who paid and who shared each cost. N-bbang calculates every balance, reduces unnecessary transfers, and gives your group one read-only result to share.
Start splitting for free- Lodging · Jisu ₩240,000
- Rental car · Seoyeon ₩132,000
- Dinner · Minjun ₩88,000
Each owes ₩115,000
Send only these
- Haram Jisu ₩115,000
- Minjun Jisu ₩10,000
- Minjun Seoyeon ₩17,000
Everyone paying everyone takes 6 transfers. This takes 3.
Settle up in three steps
-
Add your group
List everyone who will share the expenses.
-
Enter expenses
Choose payers, participants, amounts, and currencies.
-
Share the result
Review the final transfers and share a read-only link.
Built for real group expenses
- Multiple payers
- Record one expense paid by more than one person.
- Flexible splits
- Split equally, by exact amount, or by ratio.
- Separate payments
- Exclude people who paid for their part separately.
- Refunds
- Subtract cancellations and refunds from the group’s net cost.
- Multiple currencies
- Convert travel spending into one base currency.
- Prior transfers
- Include money already sent before calculating what remains.
Useful whenever a group shares costs
Trips with friends — Combine lodging, transport, meals, and foreign-currency purchases. Dinners and nights out — Handle different payers and participants for every stop. Clubs and teams — Settle supplies and activity costs paid by several members. Group purchases — Account for individual shares and payments already received.
Fewer transfers, transparent math
N-bbang compares each person’s payments with their share and prior transfers, then connects people who owe money with people who should receive it to reduce unnecessary transfers.
What each person paid, minus what they owe
- Jisu +₩125,000
- Seoyeon +₩17,000
- Minjun -₩27,000
- Haram -₩115,000
Frequently asked questions
Is N-bbang free?
Yes. You can use it for free without creating an account.
Where is my settlement data stored?
Your working data is stored in this browser’s localStorage.
Can I split expenses in different currencies?
Yes. Supported currencies can be converted into a selected base currency.
Can I include money people already sent?
Yes. Add prior transfers and N-bbang will calculate only what remains.
Who can see a shared settlement?
Anyone with the link can open the read-only result, so do not post it publicly.
Settle your next group expense in minutes
Add the group and expenses. N-bbang handles the remaining math.